3Q 2022 Investor Presentation

Segmental Performance - Treasury Strong income and net income growth SAR (mn) 9M 2022 9M 2021 A% 3Q 2022 3Q 2021 A% Investments (SARbn) مصرف الإنماء alinma bank +15% Income from investments and 667 490 +36% 229 177 +30% financing, net Investment-related income 261 148 -77% 19 12 -55% 36.0 37.7 38.3 Fees from services & other income 172 133 +29% 42 53 -22% 31.9 33.3 Total operating income 1,099 771 +43% 290 242 +20% Total operating expenses 188 167 +13% 50 71 -29% Total charges/(reversals) for 10 2 -341% 9 (0) impairments Net operating income 901 601 +50% 231 172 +35% Share of income/(loss) from an 1 (8) 3Q 21 4Q 21 1Q 22 2Q 22 +114% 1 (4) +127% associate and joint venture QoQ +4% +8% +5% 3Q 22 +1% Income before Zakat 902 593 +52% 232 168 +39% Treasury Assets (SARbn) 44.1 45.7 48.7 +12% 51.5 51.3 3Q 21 4Q 21 1Q 22 2Q 22 QoQ +4% +6% +6% 3Q 2022 INVESTOR PRESENTATION 3Q 22 -0% Management Commentary ■ ■ Treasury operating income rose by 43% YoY to SAR 1,099mn in 9M 2022 from strong improvements in both funded (+36%) and fee income (+29%). This strong income growth drove a 52% improvement in net income YoY. ■ Treasury assets rose by 12% during 9M 2022 to SAR 51.3bn, driven by 15% growth in the investment portfolio to SAR 38.3bn. 41/50

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