Strong Profitability and Financial Inclusion

Borrowings Constituted by Long Term Sources Borrowings (crs) Borrowings (Cr) % of Total Liabilities 11% 10% 10% 10% 11% 49,011 47,284 45,622 41,812 40,673 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Borrowings Mix (%) Short-Term FCY (less than 12 months). 4% Tier 2 Bonds 6% Long-Term FCY 26% Infrastructure Bonds 3% AT1 Bonds 3% Refinance from Development Finance Institutions 58% 17 IndusInd Bank

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