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Investor Presentaiton

EV Sensitivity to Interest Rates Remains Small 5% 4% 3% 2% 1% AIA Long-Term Assumptions vs Market Rates Weighted Average by Geography(1) Nov-10 Nov-11 Nov-12 Nov-13 Nov-14 Nov-15 10 Year Market Forward (10-year Govt Bond) Nov-16 Dec-17 Dec-18 Dec-19 Jun-20 Dec-20 Dec-21 Jun-22 Dec-22 AIA Long-Term Assumption (10-year Govt Bond) Note: (1) Weighted average interest rates by VIF of Mainland China, Hong Kong, Thailand, Singapore and Malaysia EV and VONB Sensitivities to Interest Rates Includes Mark-To-Market Asset Impacts and Long-Term Assumption Changes 50 bps Increase: VONB +2.1% EV No increase in risk discount rates +1.0% EV Including increased risk discount rates (1.8)% 50 bps Decrease: VONB EV No decrease in risk discount rates EV Including decreased risk discount rates (2.6)% (1.2)% +2.0% AIA 19
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