Investor Presentaiton

= ADIB Key Highlights ADIB is a leading UAE Bank and one of the largest Islamic banks world-wide Presence in 7 markets United Kingdom Iraq Qatar Egypt United Arab Emirates Sudan Saudi Arabia Value Drivers (1H 2022) مصرف أبوظبي الاسلامي ADIB Market leader Net Profit Margin 3.13% Cost of Risk 0.42% ROE 17.3% ROA 2.12% CASA Ratio 75.3% 1.74x Total Assets AED 142 bn Financing AED 97bn Net Income AED 1.4 bn C/I Ratio 40.9% Employees Customers Market Cap* P/B Ratio* 5,000 1mn AED 27 bn Solid Ratings MOODY'S A2 Stable Outlook Fitch Ratings A+ Stable Outlook MSCI ESG RATINGS A * At 30/06/2022 EPS AED0.36 Investments AED 19 bn Deposits AED 115bn Revenues AED 2.8bn CAR 18.0% LO 5

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