Investor Presentaiton
Disposal of AmGen
P&L - Continuing & Discontinued Operations
Financial Effects post Disposal (Half Yearly)
H1FY22
H1FY23
YoY Movement
RM'mil
Reported
(A) + (B)
Continuing Ops
(A)
Discontinued Op
(B)
Reported
(A) + (B)
Continuing Ops
(A)
Discontinued Op
Reported
(B)
Continuing
Operations
Discontinued
Operation
NII
1,618
1,554
63
1,787
1,744
42
10%
12%
(32%)
NOII
741
509
233
560
479
811
(24%)
(6%)
(65%)
Income
2,359
2,063
296
2,346
2,223
123
(1%)
8%
(58%)
Expenses
(1,008)
(854)
(154)
(1,047)
(941)
(106)
4%
10%
(31%)
PBP
1,351
1,209
142
1,299
1,282
17
(4%)
6%
(88%)
(Impairment)/Writeback
(377)
(376)
(1)
(267)
(154)
(113)²
(29%)
(59%)
(>100%)
PBT/(LBT)
973
833
141
1,032
1,128
(96)
6%
35%
(>100%)
PAT/(LAT)
760
645
115
796
873
(77)
5%
35%
(>100%)
PATMI/(LATMI)
708
645
63
855
873
(18)
A
21%
35%
(>100%)
CTI
42.7%
41.4%
52.0%
44.6%
42.3%
86.3%
1.9%
0.9%
34.2%
Financial Effects post Disposal (Quarterly)
Q1FY23
Q2FY23
QoQ Movement
RM'mil
Reported
(A) + (B)
Continuing Ops Discontinued Op
(A)
(B)
Reported
(A) + (B)
Continuing Ops
Discontinued Op
Reported
(A)
(B)
Continuing
Operations
Discontinued
Operation
NII
863
831
32
923
913
10
7%
10%
(68%)
ΝΟΙΙ
298
217
81
262
262
(0) 1
(12%)
20%
(100%)
Income
1,162
1,049
113
1,185
1,175
10
2%
12%
(91%)
Expenses
(544)
(465)
(79)
(504)
(476)
(27)
(7%)
3%
(65%)
PBP
618
584
34
681
698
(17)
10%
20%
(>100%)
(Impairment)/Writeback
(64)
(66)
2
(203)
(88)
(115)2
>100%
33%
>100%
PBT/(LBT)
554
518
36
PAT/(LAT)
434
404
30
60
478
611
(132)
(14%)
18%
(>100%)
362
469
(107)
(17%)
16%
(>100%)
PATMI/(LATMI)
419
404
15
435
469
(34)
4%
16%
(>100%)
CTI
46.8%
44.3%
69.9%
42.5%
40.6%
180.1%
(4.3%)
(3.7%)
197.5%
1. Include loss on AmGen disposal of RM53.9mil
2. Include impairment of Kurnia Brand, agent relationship & other assets of RM116.0mil (post tax of RM84.4mil)
AmBank Group
H1FY23 Results - Investor Presentation
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