Portfolio Overview & Capital Allocation slide image

Portfolio Overview & Capital Allocation

GEORGIA CAPITAL RECORD HIGH REMITTANCES MITIGATING DECREASED TOURISM REVENUES Foreign investor interest remains resilient Sources: GeoStat Visitors and tourism revenues 2,000 1,800 1,600 1,400 1,200 1,000 800 6.9% 7.5% 6.2% 5.9% 600 400 200 0 10.3% 2012 2013 2014 2015 2016 2017 2018 2019 9M19 9M20 25% 3600 8.7 7.9 20% 3100 6.7 6.3 2600 5.7 5.9 15% 11.1% 11.7% 4.7 10.3% 2100 7.2% 7.1% 7.4% 10% 1600 3.1 6.2% 1100 5% 600 ☐ 100 0% Sources: GNTA, NBG Tourism revenues fell by 83% in 2020, as borders remain closed, including a 96% fall in Apr-Dec 9.4 1.7 10 1 298765432-0 Millions 2020 2011 2012 Tourism Revenues, $ mn International Traveler Trips, mn FDI, % of GDP FDI, US$ mn Remittances at record levels Source: NBG Remittance inflows have reached record high levels after bouncing back in June, with average annual growth in 2H20 equaling 20.2% million $ 225 205 185 165 137 132 145 126 126 Merchandise exports Source: Georstat Goods exports fell by 12% y-o-y in 2020 60% 40% 450 400 350 200 300 193 182 184 170 250 m 189 200 169 150 100 125 105 85 65 79 45 Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 2017 2018 2019 2020 50 0 Jan-17 Mar-17 May-17 Jul-17 Sep-17 Nov-17 Jan-18 Mar-18 May-18 Jul-18 Sep-18 Nov-18 Jan-19 Exports, US$ mn, LHS Mar-19 May-19 Jul-19 % change y/y, exports, RHS Sep-19 Nov-19 Jan-20 Mar-20 쫑 May-20 Jul-20 Sep-20 W 20% 0% -20% -40% Nov-20 75
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