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Investor Presentaiton

WHOLESALE 8 Customer Centricity Sales Channels Distribution We are the only global bank with full presence in Brazil: Innovation and Profitability 8. Culture People Benchmark PLAT FORM for COMPANIES Santander INVESTOR RELATIONS ā˜‘ Foreign- Exchange We are the leading FX bank for the eighth consecutive year, according to the Brazilian Central Bank ranking, with a 12% share of the market's total transaction volume We are the second largest bank in foreign trade with a USD 20 billion portfolio. and a 23% market share Infrastructure According to Bloomberg, we are the global leaders in renewable energy financing advisory; with over USD 10 billion in total credit in 2021, representing a 28.4% market share In terms of trading volume, we rank as the country's second largest independent' energy trader [email protected] 0800 286 8484 FAQ www.santander.com.br/faq Agribusiness We have the largest agricultural commodities hedging desk in the country 54% share in CBIOS (decarbonization credits) underwriting, in addition to a significant involvement in energy transition and climate projects, as well as carbon credit generation, through our partnership with WayCarbon Strong presence in agribusiness receivables securitization 1 Energy traders that do not own generation assets Cash Management According to Global Finance, we are the top cash management bank in Brazil and Latin America, and we work diligently to keep enhancing the customer experience 21
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