Investor Presentation Q3 2020

Other ADJUSTED NET INCOME -31 -35 -48 1, 2, 3 ($MM) -166 -64 YEAR-OVER-YEAR HIGHLIGHTS • Higher expenses partly offset by higher contributions from asset/liability management activities Q3/19 Q4/19 Q1/20 Q2/20 Q3/20 • 1 Represents smaller operating segments including Group Treasury and corporate adjustments 2 Attributable to equity holders of the Bank 3 Refer to Non-GAAP Measures on slide 45 for adjusted results QUARTER-OVER-QUARTER HIGHLIGHTS Included higher operating expenses relating to provisions for metals investigations 10 10

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