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Investor Presentaiton

pnb 7% 3% MSME: Advances Composition 32% 28% Crore Unsecured 97% ■Secured Long term loan ■Short term loan 68% 72% 93% Mar'19 Mar'20 Mar-19 Mar-20 97% of MSME loan portfolio is secured. Short term MSME portfolio of Bank increased during FY 19-20. 71% of MSME loan portfolio is consists of working capital loans. 1 Business Performance Page 13
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