Credit Suisse Capital Metrics and Core Results 9M16

Credit Suisse Group - a diversified loan book portfolio Gross loans in CHF bn, 3Q16 Divisional gross loans in CHF bn, 3Q16 Appendix -3016 Consumer2 CHF 146 bn or 53% Corporate & institutional1 CHF 130 bn or 47% 4 or 1% 104 or 38% Mortgages SUB - Mortgages 99 or 59% IWM Governments and public institutions 18 or 7% Financial institutions Loans collateralized by securities CHF 167 bn CHF 43 bn 17or 40% Loans collateralized by securities 42% CHF 276 bn 58% 29 or Consumer finance 17% 24 or 14% 18 or 42% Real Estate Commercial and industrial loans 82 or 30% Real Estate 26 or 9% 4 or 1% 38 or 14% Commercial Commercial and industrial loans Gross loans by location. and industrial loans (inner pie chart) Switzerland Foreign 12 or 32% CHF APAC 39 bn 22 or 57% - Loans collateralized by securities Commercial and industrial loans Loan metrics 3Q16 2016 Development 3Q16 vs. 4Q15 Total non-performing and non-interest- Mortgages +1% GM IBCM earning loans / Gross loans³ 0.7% 0.6% Loans collateralized by securities Consumer finance (1)% 4 or 44% Commercial and industrial loans +4% Gross impaired loans / Gross loans³ 0.9% 0.9% Real Estate (2)% CHF Commercial and industrial loans +5% 9 bn Allowance for loan losses / Gross loans 3,4 0.3% 0.3% CHF 6 bn 5 or 82% Commercial and industrial loans Financial institutions (15)% Specific allowance for loan losses / Gross impaired loans 3,4 Governments and public institutions +13% 4 or 45% Financial institutions. 27% 27% Total 1% SUB Swiss Universal Bank. IWM International Wealth Management. APAC IBCM = Investment Banking & Capital Markets. 1 Classified by counterparty type. Asia Pacific. GM Global Markets. 2 Classified by product type. 3 Excludes loans carried at fair value. 4 Impaired loans and allowance for loan losses are only based on loans that are not carried at fair value. 5 Not shown: Strategic Resolution Unit (SRU) gross loans of CHF 11.2 bn as of end 3Q16. Data points are only shown for major classes. 6 Including SRU. SUB IWM 0% 1% APAC 13% GM 63% IBCM 54% Total6 7% Gross loan book reported at fair value CREDIT SUISSE November 2016 35 35

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