Seeing Beyond Numbers

Build One Winning Team Make Size Our Advantage Think Customer First ✓ Simplify Make the Better Choice The Path Forward | Sound growth strategies and purpose-driven Culture Our Driving Force Inspire and engage employees to work as One Team Commercial Banking Our Growth Engine Continue to focus on our specialized sectors Capital Markets Focused and Aligned Offering Be an alternative to large banks Personal Banking Repositioning for Growth Create one performance- oriented Personal Bank Instil a performance- oriented culture Create an equitable, diverse and inclusive environment Seeing Beyond Numbers . • Diversify geographically and by industry Deepen customer relationships . Expand capabilities to further align with Commercial Banking New ESG capabilities to amplify our Purpose Enhance focus products and services Lead with a digital-first approach Build a purpose-driven brand 12

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