International Banking and Growth

Notable Items - Q4/14 ($MM) Pre-tax After-tax EPS Impact Restructuring charges (148) (110) ($0.09) Provisions for credit losses Unsecured bankrupt retail accounts in Canada (62) (46) Valuation adjustments Funding valuation adjustment (30) (22) Revaluation of monetary assets in Venezuela (47) (47) Legal provisions (55) (40) Total - Notable items (342) (265) ($0.22) Scotiabank® 32 32

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