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Investor Presentaiton

Table of contents HIROSHIMA BANK I .Outlook/Financial highlights of The Hiroshima Bank II Hiroshima's economy 1. Outlook of The Hiroshima Bank 2. Financial highlights 3. Summary of the Mid-term business plan 4. Earning estimates and key points 1. Outlook 2. Recent conditions (Bank of Japan's regional economic report) 3. Expansion to Asia (by Hiroshima-based companies) 2 3 4 5 6 . . . . 7 8 Business style 1. Overall structure 9 2. Corporate business 10 3. Retail business 11 4. Diversification of profit sources 12 IV Balance sheet 1. Loans - 2 13-14 2. Deposits 15 3. Securities 16 V .Financial soundness 1. Indices 17 2. Non performing loans 18 3. Capital adequacy ratio 19 VI .Shareholder returns 1. Shareholder returns 20 1
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