Investor Presentaiton

Restructured Loans Restructured Portfolio -Details Standard Restructured Portfolio -Movement Q1 FY 23 Particulars Particulars FY 22 Standard NPA Total Opening balance Restructured Amount 3652.64 649.04 4301.68 4478.27 Fresh restructuring during the period (crs) Q1 FY 23 4115.18 26.99 Provision made thereon 487.43 449.57 937.00 735.11 Increase in balance in the existing restructured 102.12 accounts % Provision 13.34% 69.27% 21.78% 16.42% Upgrade of NPA to Standard category 15.66 Q1 FY 23 Total - A 4259.95 Type of Restructure Standard NPA Total Reductions / additions in opening balance 191.16 MSME OTR 483.73 174.09 657.82 Resolution Framework-1 360.67 350.85 711.52 Downgrades to NPA during the period Write-offs during the period 416.15* 0 Resolution Framework-2 2688.95 83.12 2772.07 Total - B 607.31 Others* 119.29 40.98 160.27 Total Standard Restructured Portfolio (A-B) 3652.64 Total 3652.64 649.04 4301.68 during July 2022 22 22 *inclusive of a Corporate Advance of Rs 308.01 Cr which got recovered ✡ Karnataka Karnataka Bank Ltd. Your Family Bank. Across India.

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