Scotiabank Earnings Performance Review slide image

Scotiabank Earnings Performance Review

Scotiabank Moderate Net Impaired Loan Formations (Q2/08, $ millions) Domestic - Retail 114 - Commercial 40 154 International - Mexico - Caribbean & Central America - Latin America & Asia 45 47 77 13 Domestic Retail: formations reflect growing portfolio size; underlying credit trends remain strong Domestic Commercial: classification of two accounts; underlying credit quality stable International: formations primarily in retail portfolios across division, largely 135 mirroring underlying asset growth; classifications of some commercial accounts Scotia Capital - Canada (18) - U.S. & Other (8) (26) Total 263 41 Scotia Capital: sale of accounts in Canada & the U.S. classified in Q1/08 Scotiabank ($ millions) Trading Results Within 1 Day VaR February 1, 2008 to April 30, 2008 -Actual P&L* 25 15 5 (5) (15) (25) ■ Q2/08 - Average 1 day VaR: $14.6 vs. $16.6 in Q1/08 * excludes amounts related to counterparty exposure write-downs. 42 1 day VaR
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