2022 Approach to Climate Change Investor Reference Pack

ANZ 2022 Approach to Climate Change Investor Reference Pack ANZ'S $50 BILLION SUSTAINABLE SOLUTIONS TARGET Helping improve the environmental sustainability of customers We remain committed to our existing target to fund and facilitate at least AUD50 billion by 2025 towards sustainable solutions for our customers, including initiatives that help improve environmental sustainability, support disaster resilience, increase access to affordable housing and promote financial wellbeing, which we are on track to exceed That is why we are setting a new 8 year AUD100 billion by 2030 sustainable solutions target to back our customers lowering their carbon emissions and achieving improved sustainability outcomes (FY23-FY30). This will be periodically reviewed and revised to ensure it continues to match our ambition. FY22 progress¹ . . . We have funded and facilitated AUD40.04 billion since October 2019, with 332 transactions contributing towards 10 Sustainable Development Goals AUD25.8 billion of transactions are on balance sheet loans and other credit lines provided to borrowers by ANZ AUD14.2 billion have been facilitated, including through advisory services; ESG-format bonds; and loans initially underwritten by ANZ and subsequently sold on to other lenders Funded² AUD25.8bn (Sep-22) Sustainability-Linked facilities Affordable Housing Other Social Energy Transport Green Building Water Waste Info. & Communication Technology Environmental Markets Facilitated³ ESG-format Bonds Advisory AUD14.2bn (Sep-22) Green Buildings / Renewable Loan Distribution 1. 2. 3. This information has been independently assured by KPMG as part of the 2022 ESG Supplement and 2022 ESG Supplement Data Pack assurance engagement. Energy: includes Wind/Solar/Battery/Transmission Infrastructure/Energy Transition/Energy Efficiency. Transport: low carbon transportation projects such as light rail, electric vehicle manufacturing. Environmental markets: corporate loans for businesses in environmental/carbon project development which facilitate the transition to net zero or create nature positive outcomes. Information & Communication Technology: networks, management and communication tools which facilitate the transition to net zero, e.g. power management, broadband. Sustainability-linked Facilities: corporate loans to borrowers across multiple industry sectors where terms are linked to improved performance against agreed environmental and/ or social targets that reflect the borrower's material sustainability risks, e.g. emissions reduction, increased renewable energy consumption, labour force diversity. Other Social: includes credit lines to global development banks and agencies providing support to emerging economies, and social component of Sustainability Loans. ESG-format Bonds: Green, Social, Sustainable, Sustainability-Linked and Transition Bonds and other ESG-related bonds within the sustainable finance market. Green Buildings/Renewable Loan Distribution: loans initially underwritten by ANZ and subsequently sold on to other lenders, e.g. other banks, fund managers and super funds. 7

View entire presentation