Emirates NBD Financial Performance Q1 2020
Funding and liquidity
Highlights
Advances to Deposit and Liquidity Coverage Ratio (%)
LCR (%)
•
Q1-20 LCR of 149.7% and AD ratio of 94.8% demonstrate the Group's
continuing healthy liquidity
250
AD Ratio (%)
100
196.5 195.3 198.8
188.8
•
Liquid assets of USD 30 Bn as at Q1-20 (18% of total liabilities and 200
24% of total deposits)
158.7
160.0
152.9
149.3
149.7
150
•
During Q1-20, USD 2.5 Bn of term debt issued in five currencies
through two public issues and private placements with maturities out 100
to 20 years
95
95.2
94.8
94.4
50
93.8
94.3
94.0
•
78% of the term liabilities maturing in 2020 re-financed during Q1-20
covering maturities through to July; Only USD 0.7 Bn remaining to be
re-financed
92.6
92.1
91.8
0
90
Q1 18
Q2 18
Q3 18 Q4 18 Q1 19
Q2 19 Q3 19 Q4 19
Q1 20
LCR (Min. limit 100)
AD Ratio
Composition of Liabilities/Debt Issued (%)
Liabilities (USD 167 Bn) Debt/Sukuk (USD 15.3 Bn)
Banks
9%
Customer
deposits
76%
Others
6%
Maturity Profile of Debt Issued (USD Bn)
Maturity Profile of Debt/ Sukuk Issued USD 15.3 Bn
4.3
Syn bank
borrow.
1%
DenizBank
Club Deal
Public & Private Placement
2.0
2.7
Loan secur.
2.3
Debt/Sukuk
9%
0.1%
2.0
0.6
EMTNS
7%
Sukuk
1.6
1%
1.1
2.3
1.7
0.7
0.6
*Including cash and deposits with Central Banks but excluding interbank balances and
liquid investment securities
2020
2021
2022
2023
2024
2025
2026 -
- 2035
Beyond
2035
Financial & Operating Performance
20View entire presentation