Investor Presentaiton
Strategy
2022 marked by further focus on growth and optimization in Retail/Wholesale and
increasing subsidiaries' value contribution in line with the Group Strategy
Retail
M
Wholesale
Subsidiaries
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SNB | 3Q 2023 | Investor Presentation
•
SNB
2022 Highlights
Financing Market Share, %
Mortgage Lending, SARbn
Average Employees/Branch, emp.
•
NSCI and fee income growth, efficient
-56bps
+21%
-11%
29%
28%
142
9.2
118
8.2
•
risk and cost management
Strong performance of residential
finance, a key strategic area aligned
with the Vision 2030 ambition.
• Optimized performance at the branches.
2022 Highlights
FY 21
FY 22
FY 21
FY 22
FY 21
FY 22
Financing Market Share, %
Financing, SARbn
•
Active support to a range of Vision
2030 initiatives (giga projects and
major infrastructure projects financing).
-135bps
+7%
Operating Income, SARbn
+11%
21%
20%
216
231
13
14
Global Transaction Banking growth.
Robust performance of MSME franchise.
FY 21
FY 22
FY 21
FY 22
FY 21
FY 22
2022 Highlights
Operating Income¹, SARmn
Net Income¹, SARMN
•
Enhanced value proposition and
positioning.
+38%
+33%
Higher efficiency and productivity of
assets and people.
4,522
2,328
3,267
1,748
•
New opportunities in local and regional
markets.
FY 21
FY 22
FY 21
FY 22
1 Includes Capital Markets and International segments combined
•
Asset / Wealth Management:
launched 8 funds
Securities: broadened product
range to diversify revenue streams
Investment Banking: closed over
30 transactions (incl. the PIF's
Century Green Bond).
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