Investor Presentaiton
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Historical Deposit Seasonality Trends
Daily Deposit Trends (1/4/21 - 2/28/23)
(Dollars in billions)
Mar-21
End of Month Deposit Trends (1/4/21 - 2/28/23)
Apr-21
May-21
Jun-21
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Dec-20
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WA
Western Alliance
Bancorporation®
Jun-21
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Highlights
Intra-month deposit trends reflect typical
cyclicality in escrow deposit flows and
mortgage warehouse disbursements (principal
& interest and tax & insurance payments)
Prioritizing growth in tax & insurance accounts
in Mortgage Warehouse to dampen intra-month
cyclicality
On average, deposits have grown ~2.0% per
month, inclusive of normal monthly cyclicality
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