HDFC Corporate Update

Operational & Financial Highlights: Mortgages PRODUCTIVITY RATIOS HDFC FY21 FY20 Number of employees 3,226 3,095 Number of outlets 390 379 Profit per employee (US$ '000)* 468 407 Assets per employee (US$ mn) 23.2 22.1 Admin costs/assets (%)^ 0.21 0.24 Cost income ratio (%)^ 7.7 9.0 *To make ratios comparable, profit on sale of strategic investments have not been considered. ^Excluding notional cost of ESOS and CSR expenses 25

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