Investor Presentaiton

GIBRALTAR LIFE & OTHER OVERVIEW Operating Segment GIBRALTAR LIFE & OTHER 2017 Annualized New Business Premiums $1.6 billion (2) Entity Independent Agency Gibraltar Life PGFL(1) 15% Bank Channel 39% Life Consultant Distribution Channel Independent Agency Bank Channel Life Consultant 46% 1) Prudential Gibraltar Financial Life 2) Annualized new business premiums (AP); foreign denominated activity translated to U.S. dollars at uniform exchange rates (Japanese yen 111 per U.S. dollar). Prudential Tokyo Investor Day 9.27.2018 3

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