Investor Presentaiton

SG: A NEW FRENCH RETAIL BANK Focus on execution Roadmap on schedule SIGNATURE OF THE EMPLOYMENT AGREEMENT & CREATION OF THE NEW BRAND SG 2022 1 Jan. 2023 LEGAL MERGER Q12023 BEGINNING OF EMPLOYEE MOBILITY AND VOLUNTARY DEPARTURES Q1 2023 START OF RE-BRANDING OF BRANCHES H12023 TWO IT MIGRATIONS Q22023 START OF BRANCH MERGERS 巨 Timely implementation of set milestones . Legal merger effective since 1 Jan. 23 as planned . Launch of the new SG Bank Timely deployment of the new bank model for clients. Establishing a bank with a stronger regional footprint and proximity . Strengthening value proposition for affluent clients and professionals . Leveraging on expertise of an international group for corporates Be a responsible bank with CSR at the heart of the model Maintain commercial momentum as in 2022 . Keep strengthening client base on core segments . Further develop fee-based products in asset gathering and insurance 2025 TARGETS TOP 3 in client satisfaction in our core segments, 10% RONE in French Networks & Private Bank SOCIETE GENERALE 4TH QUARTER AND FULL YEAR 2022 RESULTS 18 FEBRUARY 2023

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