Investor Presentaiton
Loan Exposure to Vulnerable Sectors
As of end of June 2022, customer loan exposure to industries severely affected by COVID-19 (including trading, retail, aviation, tourism (incl.
hospitality), F&B, entertainment) amounted to HK$144.4bn, an increase of HK$3.54bn from the end of 2021; accounting for 8.59% of total loans,
a decrease of 0.22ppt from the end of 2021
Exposure by customer type: 84.5% to large corporates; 15.5% to SMEs
Asset quality: Special mention loans totaled HK$2.95bn, accounting for 2.04% of the relevant loan balances; non-performing loans were
HK$1.189bn, accounting for 0.82% of the relevant loan balances. Overall asset quality remained stable
Exposure by customer type
15.5%
O
84.5%
Asset quality
Non-
Special
mention
performing
0.82%
2.04%
Pass
97.14%
Large corporates
SMES
Pass
Special mention
■Non-performing
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