Consistent Earnings Growth and Digital Engagement slide image

Consistent Earnings Growth and Digital Engagement

Endnotes TD 1. See slide 8. 2. See slide 32. 3. See slide 43. 4. Q4 2022 is the quarter comprising the period from August 1, 2022 to October 31, 2022. 5. Deposits based on total of average personal and business deposits during the quarter. U.S. Retail includes Schwab Insured Deposit Accounts (IDAs), Canadian Retail includes wealth deposits. 6. Total Loans based on total of average personal and business loans during the quarter. 7. Includes assets under administration (AUA) administered by TD Investor Services, which is part of the Canadian Personal and Commercial Banking segment. 8. For additional information about this metric, refer to the Glossary in the Bank's 2022 MD&A (available at www.td.com/investor and www.sedar.com), which is incorporated by reference. 9. For the full 2022 fiscal year. 10. Average number of full-time equivalent staff in these segments during the quarter. 11. Total ATMs includes branch, remote and TD Branded ATMs in Canada: Total ATMs includes store, remote, mobile and TD Branded ATMs in the U.S. 12. Number of active mobile users, in millions. Active mobile users are users who have logged in via their mobile device at least once in the last 90 days. 13. World Economic Forum, Global Competitiveness Reports 2008-2020. 14. As per Canada Mortgage and Housing Corporation (CMHC) Residential Mortgage Industry Report (October 2022). 15. Market share ranking is based on internally produced reports. 16. FDIC Institution Directory and 2022 FDIC Summary of Deposits. 17. U.S. Peers - defined as C, TFC, BAC, JPM, WFC, PNC, USB, based on Q3/22 results ended September 30, 2022 sourced from SNL. 18. United States Census Bureau, Population Division, 2020 Population and Housing State Data (August 2021). 19. State wealth based on Market Median Household Income. 71
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