Liquidity and Funding

Property and Casualty Insurance PAN-CANADIAN PRESENCE¹ ◆ Important Property and Casualty insurer #2 in Quebec #2 in Canada 28th consecutive year of underwriting profits ◆ Auto insurance premium discounts of $155M granted to members and clients as a relief measure to support them during the COVID-19 pandemic. RATIOS (%) Desjardins 99.1 96.5 90.5 86.2 79.0 73.9 71.7 66.8 62.6 56.2 25.2 24.8 23.6 23.7 22.8 2018 2019 2020 Loss ratio Expense ratio Q1 2020 Q1 2021 Combined ratio ADJUSTED SURPLUS EARNINGS ($M) 622 I 240% GROSS WRITTEN PREMIUMS ($M) 5,726 5,536 4,920 | ula illa 173 187 73 248 1,244 5.7% 1,315 2018 2019 1. As at December 31, 2020 2020 Q1 2020 Q1 2021 2018 2019 2020 Q1 2020 Q1 2021 FINANCIAL RESULTS 9

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