Competing as a Strong and Independent Portuguese Bank

Glossary Designations & abbreviations YTD YOY ECB QE CRD IV CRR NIM €, EUR €mn €bn €k bps p.p. tCO₂e RWA Year-to-date Year-on-Year European Central Bank Quantitative Easing Capital Requirements Directive 2013 Capital Requirements Regulation Net Interest Margin euro millions of euro billions of euro thousands of euro basis points percentage points tonnes of carbon dioxide equivalent Risk weighted assets novobanco Investor Relations contacts: Maria Fontes, Head of IR Website: www.novobanco.pt/english | Email: [email protected] | Phone: +351 21 883 95 95 Avenida da Liberdade, 195, 9th floor | 1250-142 Lisboa | Portugal 99 65

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