Managing Growth and 2020 Highlights

M/I Financial Services Provides mortgage and title operations Almost exclusively services M/I homebuyers - provides competitive advantage In operation since 1983; excellent management team Pretax income of $19.7M in Q1 2021; $29.6M revenues 84%+ capture rate in Q1 2021 Q1 2021 Credit Score Q1 2021 Product Mix 680 or Less 11% 681 - 719 16% 720 and Higher 73% 6 Average Credit Score: 746 Average Down Payment: 16.5% CONV 77.9% FHA 12.4% VA 9.3% Other 0.4% M/I HOMES

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