First Quarter 2022 Investor Presentation

Increased growth outside of Sweden over time. LC&FI new client income (from Nordic and German expansion) SEK 4.2bn, 2021 29% 28% 19% 10% 10% 5% Norway Germany Denmark Finland Sweden UK Key ratios 20211 LC&FI total client income SEK 14.0bn, 2010 4% 1% Sweden 11% Norway 5% 7% Finland Denmark ■Germany 6% UK 66% SEK 23.2bn, 2021 4% 2% 12% Norway Germany Denmark Finland UK Intl. Network LC&FI division 8% ROBE 16% 12% 16% 17% 18% 15% 14% C/I 0.34 0.31 0.38 0.31 0.29 0.57 0.41 10% FTES 218 157 144 156 74 256 2,155 12% 52% 19 Note: client income based on internal definition. Based on local customer relations. 1 Numbers representing LC&FI division, based on Management reporting. International Network SEB

View entire presentation