Investor Presentaiton

▸ Asset Quality High asset quality and outstanding risk profile NPL Ratio |% NPL Ratio adjusted | % 2.40 2.20 6.20 5.70 5.20 2.00 2.11 2.15 2.16 4.79 4.70 4.70 4.50 1.80 4.20 1.60 3.70 1.40 3.20 1.20 2.70 0.95 1.00 0.89 0.84 2.20 1.75 1.68 0.80 1.70 1.27 0.60 1.20 2Q17 2Q18 2Q19 2Q17 2Q18 2Q19 Coverage Ratio | % Cost of Risk¹ | % 2017 | 0.94 2018 | 0.57 250.0 1.00 230.0 0.90 0.90 0.80 210.0 200.1 0.70 0.64 190.0 191.1 0.60 175.4 0.50 170.0 159.7 0.40 152.7 0.37 150.0 149.2 0.30 0.20 130.0 0.10 2Q17 2Q18 2Q19 2Q17 2Q18 2Q19 BanBajio System 1 Annualized quarter 11

View entire presentation