Investor Presentaiton

16 2018 Q2 in summary • • • Net operating profit EUR 7.5 M (5.0 M Q2 2017) Return on Equity after tax (ROE) 10.2 percent (7.0 Q2 2017) Earnings per share EUR 0.38 (0.26 Q2 2017) • • Strenghtening of the total capital base with SEK 200 M T2 capital Digitalization: Ownership in the strategic partner Dreams Nordic AB • • • • Implementation of IT systems and ensuring compliance with new regulation New management team for allocation and equities in Asset Management Top ranking for Bank of Åland's mutual fund Euro Bond. Green banking: Baltic sea card and Aland index widely recognized ALANDSBANKEN

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