Americas Wholesale Banking Growth and M&A Advisory

Highlights Strong liquidity, stable funding • Liquidity well in excess of regulatory requirements o LCR of 129%, flat Q/Q and -3% Y/Y o HQLA of $201B, -$12B Q/Q and +$13B Y/Y, is substantially comprised of Level 1 assets o Pacific Alliance countries LCRs of 146% - 173% • Stability of funding reflected in NSFR of 112% ⚫ 24.2% TLAC is above 22.5% regulatory minimum required by November 1, 2021 Wholesale funding metrics are favourable o Wholesale funding of $193B, down $4B Q/Q and $68B Y/Y o Wholesale funding / total assets increased modestly Q/Q to 17.1% from 16.9% o Deposit retention and muted asset growth mitigating requirement for wholesale funding 48

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