Increasing Wealth Management Share and Financial Stability

Caribbean - continue to grow strong franchise Net income, $MM 150 100 50 0 93 94 95 96 97 98 Scotiabank 18 consistent growth in earnings stable, repeatable ⚫ credit risk lower over 10 years than Canada dominant market presence ➤220 branches ➤6000 staff ➤$13B in assets

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