Investor Presentaiton

Focusing on profitability, while maintaining strong competitive positions MARKET SHARE-GROSS LOANS MARKET SHARE-CUSTOMER DEPOSITS 38.1% 38.4% 38.8% 38.9% 39.1% 40.1% 40.4% 40.3% 40.7% 38.9% 35.6% 36.0% 35.7% 36.0% 36.2% 37.8% 37.8% 37.5% 36.1% 36.4% Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 BOG Peer bank BOG Peer bank MARKET SHARE-LOANS TO INDIVIDUALS MARKET SHARE - DEPOSITS OF INDIVIDUALS 42.4% 38.4% 39.0% 39.0% 39.1% 39.0% 40.3% 40.2% 40.3% 41.2% 40.0% 38.3% 38.2% 38.6% 38.6% 38.5% 39.6% 40.3% 39.6% 39.2% Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 Jun-21 Sep-21 Dec-21 Mar-22 Jun-22 BOG Peer bank BOG Peer bank Market data based on standalone accounts as published by the National Bank of Georgia. 28 28

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