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Full-year Results 2020

Strong fee and commission income Fee and commission income¹), CHF million (IFRS basis) Quality of earnings and earnings growth +8% +11% LC 1 957 1 820 Local currency +6% +8% 886 Swiss Life Asset Managers 833 PAM: Flat development TPAM: Higher recurring and non-recurring fees +8% +12% Owned IFA channels Positive contribution primarily from DE and CH 976 901 +4% +7% Own and 3rd party products and services Positive contribution driven by FR and CH 637 663 -551 -568 FY 2019 FY 2020 Eliminations²) 1) Net earned policy fees and commission income 2) Eliminations attributable to Swiss Life Asset Managers' PAM and owned IFAs 27 | Investor presentation | Full-year results 2020 SwissLife

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