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Investor Presentaiton

GT Capital Group First Half 2020 Financial Highlights GT CARTAL GT CAPITAL Consolidated Net Income Php2.74 Bn -62% Php7.2 billion 1H 2019 Core Net Income Php3.17 Bn -55% Php7.1 billion 1H 2019 GT GT CAPITAL Metrobank You're in good hands Net Income Php9.1 Bn -30% Php13.0 Bn 1H 2019 Very strong PPOP Php36.1B +61% • No visibility on NPL •No specific provisions • Anticipatory Provisions up 5x to Php22.8 Bn to protect loan portfolio TOYOTA Net Income Php1.0 Bn -77% Php4.3 Bn 1H 2019 -52% decline in retail sales volume ● Provincial sales stronger than NCR • Dealership and assembly plant shutdown Continued workforce support FEDERAL LAND ST Copical moldings Net Income Php171 Mn -58% Php404 Mn 1H 2019 • Reservation sales +3% to Php9.1B • Lower booked sales due to POC stoppage Healthy pipeline of bookable revenue AXA Net Income Php1.6 Bn +29% Php1.2 Bn 1H 2019 Single Premium-Unit Linked +48% Protection & Health now 25% of total revenue, 28% of APE +179% Net income Php309 Mn from Gl Effective virtual selling under lockdown METRO PACIFIC INVESTMENTS Core Net Income Php5.3 Bn -38% Php8.7 Bn 1H 2019 ⚫ July volumes nearing pre-Covid levels • GT Capital's share in NI -38% to Php0.8B due to volume declines in Power, Water, Tollways, and Light Rail 16
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