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Investor Presentaiton

Leadership Team & Board of Directors Leadership Team Jorma Jokela CEO Lea Liigus Head of Legal and Compliance Ari Tiukkanen COO Clemens Krause CFO and CRO Saku Timonen CCO Board of Directors Pieter van Groos Chairman Pieter van Groos has been a member of the Board of Directors since 2015. Pieter has a strong international business leadership track record in industry, management consulting and financial services with Exxon-Mobil (1986-1994), McKinsey & Company (1994-1998), General Electric (1998- 2008), private equity and ventures Erik Ferm Board Member Erik was a manager at PwC (1991-1993), a partner at Maizels, Westerberg & Co in London (1993- 2000), an investment director at UBS Capital in London, a partner at Palamon Capital Partners in London until 2012 and since 2012 has been working as a director and a board member of GP Chambers. He joined the board of the Group in 2012 Kristjan Kajakas Business Unit Director Revolving Loans 16 Juhani Vanhala Board Member Juhani Vanhala has been a member of the Board of Directors since 2005. His management experience includes serving as CEO of VIA Group Oy, as CEO of Respace Oy between (2003-2006) and as Chief Development Officer at Empower Group Oy (2006-2012). Currently, he works at Empower Oy as Business line director for centralized and professional services Adam Tönning Head of FP&A Scott Donnelly Business Unit Director SME Lending Marius Solescu Head of HR Emmi Kyykkä Head of Group Communications and IR Antti Kumpulainen Business Unit Director Instalment Loans Sami Kalliola Head of Strategic Partnerships Christopher Wang Board Member Christopher Wang joined the BoD in May 2017. Christopher is a Managing Partner at J&W Partners Co. Ltd., a PE firm based in Seoul, South Korea which he co-founded in 2014. He has more than 15 years' experience as a transactional lawyer and investor operating in the Asian market, gained in roles at leading firms including Shearman & Sterling, DLA Piper and Jones Day ferratum 50
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