Investor Presentaiton
ANZ 2023 Half Year Results
DIVISIONAL PERFORMANCE - 1H23 VS 1H22 (PCP)
Cash continuing operations
Aus. Retail
Aus. Commercial²
Institutional
(1H23 vs 1H22)
New Zealand
(NZD)
Total Group
Capital allocated'
~30%
~10%
~40%
~20%
Revenue
+11%
+30%
+35%
+14%
+18%
Expenses
0%
+7%
+4%
-1%
+4%
Profit before Provisions
+26%
+50%
+65%
+25%
+33%
Cash NPAT
+9%
+22%
+97%
+13%
+23%
Net Loans & Advances
+6%
+4%
+11%
+3%
+6%
Customer Deposits
+6%
-3%
+13%
+0.5%
+6%
Record level based on half year earnings ($) and end of half balances for Net Loans & Advances and Customer Deposits ($)2,3
20 of the 25 metrics (excluding expenses) were at record levels this half
Basis: Cash Profit continuing operations
1.
Subset of total ANZ capital. Excludes capital in Group Centre, Pacific, Asia Partnerships, Non-banking Group & NOHC surplus capital
2. Excluding gain on sale of Merchants business divestment (Australia Commercial recognised a gain in 1H22 with ANZ and Worldline forming a newly created merchant acquiring group) and loss on sale of financial planning and advice business
servicing the affluent customer segment (Australia Commercial recognised a loss in 1H22)
3.
Across the period 1H17 to 1H23 based on reported comparable business unit structures
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