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Investor Presentaiton

Conservative risk management Conservative interest rate risk management • An indexation linked to fixed rates or simple floating rates (Euribor, Livret A) in the Euro zone • Distribution fixed rate / floating rate adjusted depending on the long-term economic trends • Over 95% of the outstanding debt at fixed rate at the end of 2020 A complete hedging of the currency risk • No currency risk incurred by the region • Systematic hedging at the issuance via swaps in euros A conservative approach on derivatives • Possibility to subscribe to simple vanilla products • No structured products • 100% of the outstanding amounts after swap at the end of 2020 ranked in <<the least risky category» or « A1 » according to the French State classification Région îledeFrance Finance Department - Région Ile-de-France 26 26
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