Ahead to the Future: Austrian Postal Market and Bank99 Overview slide image

Ahead to the Future: Austrian Postal Market and Bank99 Overview

OUTLOOK 2022 € Market environment - Economic environment in 2022 impacted by inflation, loss of purchasing power and restrained consumer behaviour Inflation expected to be reinforced due to war in the Ukraine Positive special effects from pandemic for parcel and logistics services decline in 2022 Challenging economic conditions imply greater difficulty in making accurate mail and parcel volume forecasts Revenue As stable revenue as possible targeted for 2022 against the backdrop of growing economic challenges; the prerequisite is an improvement of the economic environment and decrease in pressure on the Turkish lira - · Ongoing letter mail decline expected; inflation heightens the importance of product and price adjustments - Following strong growth in previous years, parcel business volatile on a quarterly basis (peak values H1 of previous year difficult to achieve), full-year level of 2021 targeted again - Higher revenue in the Retail & Bank Division with an expanding financial services business Investments - - As in previous years, the investment programme is a top priority (capacity expansion plus transition to climate-neutral delivery) Maintenance CAPEX of about EUR 100m, Growth CAPEX of about EUR 80m Earnings Difficult earnings forecast due to current environment - Inflationary trend not only temporary but due to war long term Parcel business from tailwinds to headwind from economic environment Group EBIT H1 2022 expected below previous period; full year 2022 close to previous year's level targeted Dividends - Proposal to the Annual General Meeting on 21 April 2022 to approve payment of a dividend of EUR 1.90 per share for 2021 Ongoing objective to continue distributing at least 75% of the Group net profit INVESTOR PRESENTATION Investor Relations Vienna, 11 March 2022 469 48
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