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Investor Presentaiton

Annex 1 Pretax Pre-Provision Income ($ in millions) Q3'23 Q3'22 YOY% Inc/(Dec) Pretax income $3,100 $2,459 26% Provisions for credit losses $1,233 $778 58% Pretax pre-provision income $4,333 $3,237 34% AM EX 28
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