Q4 2023 Financial Update

Liquidity and funding Strong credit ratings 45 "Stand-alone Rating institute Short term Long term Uplift Oulook rating" Fitch F1+ Aa- AA- 0 Stable S&P, Moody's and Fitch confirmed ratings in June/July 2023 Moody's P-1 A3 Aa3 3 Stable S&P A-1 A+ 1 Stable SEB

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