ANZ 2022 Full Year Debt Investor Presentation
ANZ 2022 Full Year Debt Investor Presentation
DISCLAIMER & IMPORTANT NOTICE
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The information contained in this document is provided as at the date of this document and is subject to change without notice. Neither the Bank, nor any of its affiliates, agents, employees or advisors intends or has any duty or
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necessarily be repeated in the future and should be treated with appropriate caution.
Forward looking statements
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conditions, results of operations and financial condition, capital adequacy, specific provisions and management practices. Those matters are subject to risks and uncertainties that could cause the actual results and financial position
of the Bank to differ materially from the information presented herein. When used in this presentation, the words 'forecast', 'estimate', 'project', 'intend', 'anticipate', 'believe', 'expect', 'may', 'probability', 'risk', 'will', 'seek', 'would',
'could', 'should' and similar expressions, as they relate to the Bank and its management, are intended to identify such forward looking statements or opinions. Those statements and opinions are usually predictive in character; or
may be affected by inaccurate assumptions or unknown risks and uncertainties; or may differ materially from results ultimately achieved. As such, these statements and opinions should not be relied upon when making investment
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forward-looking statements or opinions contained in this Presentation. Such statements and opinions constitute "forward-looking statements" for the purposes of the United States Private Securities Litigation Reform Act of 1995.
The Bank does not undertake any obligation to publicly release the result of any revisions to these forward looking statements to reflect events or circumstances after the date hereof or to reflect the occurrence of unanticipated
events.
No investment advice
The information contained in this document has been prepared without taking into account the objectives, financial situation or needs of any person and any Securities or strategies mentioned in it may not be suitable for all
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legal, accounting and economic considerations relevant to the purchase of the Securities.
All investments entail risk and may result in both profits and losses. A wide range of factors could cause the actual results, performance or achievements of the Bank to be materially different from any future results, performance or
achievements that may be expressed or implied by statements and information in this Presentation. In addition, factors such as foreign currency rates of exchange may adversely affect the value, price or income of any Securities.
Should any such factors occur or should any underlying assumptions on which this Presentation is based prove incorrect, actual results may vary materially from those described in this Presentation, and investors must be prepared
to lose all or part of their investments. The Bank does not intend, and does not assume any obligation, to update or correct the information included in the Presentation. Neither the Bank nor any of its affiliates, advisors or
representatives warrant guarantee or stand behind the performance of any Securities.
Non-GAAP financial measures
The Bank reports and describes in this document certain non-GAAP financial measures (as defined in SEC Regulation G) of the Bank, in particular, cash profit measures for certain periods. Non-GAAP financial measures are not
calculated in accordance with IFRS. Non-GAAP financial measures should be considered in addition to, and not as substitutes for or superior to, financial measures of financial performance or financial position prepared in
accordance with IFRS.
Third party information
This document contains data sourced from and the views of independent third parties such as the Australian Prudential Regulation Authority, the Reserve Bank of Australia and the Reserve Bank of New Zealand. In replicating such
data in this document, the Bank makes no representation, whether express or implied, as to the accuracy of such data. The replication of any views in this document should be not treated as an indication that the Bank agrees with
or concurs with such views.
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Confirmation
By attending this presentation or accepting a copy of this document, you agree to be bound by the above limitations and conditions and, in particular, will be taken to have represented, warranted and undertaken that:
you have read and agree to comply with the contents of this notice;
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you agree to keep the contents of this document and the related presentation confidential;
you are a relevant person or eligible investor attending this presentation, as set out in this notice; and
you understand that this document and the related presentation is not an invitation to subscribe for or buy any Securities.
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