Fourth Quarter Highlights

Deposit Composition As of December 31, 2022 ($ in millions) Money Market & Savings 33.8% CDs & Other Time 7.0% Interest-Bearing Demand 21.0% $mm Cost (%) (1) Noninterest-Bearing Demand Interest-Bearing Demand $10,915 0.00% $5,986 0.22% Money Market & Savings $9,636 1.13% Bearing Demand Noninterest- 38.2% CDs & Other Time $1,996 0.94% Source: Company Documents Data for the three months ended December 31, 2022 13 (1) Total Deposits: $28.5Bn Total Cost of Deposits: 0.50% (1) Cost of Interest-Bearing Deposits: 0.81% (1) PB LISTED NYSE

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