Investor Presentaiton

DS R&C JCIB GCB GCIB Global Markets AM/IS Use of new technologies (AI / ChatGPT) Corporate infrastructure transformation: Use of new technologies supporting company-wide digital transformation Use of new technologies (AI / quantum computer) I • Promote effective and efficient initiatives by establishing group-wide PT • Invest in Groovenauts, make it an equity-method affiliate of BK . • Precise PoC*1 based on more than 110 use cases Aim to accelerate digital transformation and strengthen solution providing capabilities ■Results of the initial survey Procedural inquiries 60% feel the effects - Spot-on answers - Easy-to-follow explanations - Support credit application*2 44% feel the effects - Preparation for credit application - Translation of FS and other documents Summarize financial reports Reduce the amount of time by 40%*3 - Summarize and visualize various reports/ information Results of collected use cases and priority areas 30 Bank specific areas 80 Versatile areas Priority areas Internal procedures AI credit application Wealth management Groovenauts Provide "MAGELLAN BLOCKS" (cloud platform that can use quantum computer and AI) and consulting services ■Expected use cases in the financial sector Predict activity of ATM and optimize site visits Constraints ... MAGELLAN BLOCKS AI model Operating schedule Forecast deposits & withdrawals Business function Combinatorial optimization model Others Optimization of site visits Quantum computer machine (hardware) Sophisticated risk management (predictive assessment) Research Information vendor SNS Accumulation and analysis MAGELLAN BLOCKS Visualization e.g. Losses are expected to occur to "Company A" due to sudden change in the market e.g. Rumors about MUFG are spreading on social media *1 Proof of Concept *2 Review summary of credit application for non-Japanese corporates *3 For the report summary, the results of the test validation phase News sites etc. Anomaly detection, causal inference, etc. MUFG 9

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