FY22 Results - Investor Presentation
Islamic Banking
| Islamic Banking
Income Statement
YoY Growth
11%
▼(4%)
19%
▲ 1%
89%
>100%
47%
RM' mil
Total Income
Expenses
PBP
Impairment
PBT
Tax & Zakat
PATZ
FY22
1,032
285
747
507
240
52
188
FY21
927
297
630
503
127
(1)
128
FY22 PATZ
FY21 PATZ
Positive growth in FY22
Contraction in FY22
Balance Sheet (RM' mil/%)
Key Ratios
FY21
FY22
YTD Change
FY21
FY22
YTD Change
Gross Financing¹
35,240
39,347
12%
GIF Ratio¹
1.74%
1.60%
(14bps)
Gross Impaired Financing
613
629
3%
CTI
32.0%
27.6%
(440bps)
Customer Deposits
41,733
37,590
(10%)
Financing Loss Coverage 1,2
108.0%
114.3%
630bps
CASA
12,709
14,446
14%
ROA
0.26%
0.36%
10bps
1.
2.
Reclassified unrated bonds/sukuk from loans to financial investments, with comparative figures restated accordingly
Includes Regulatory Reserve
AmBank Group
FY22 Results - Investor Presentation
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