Strategy to Drive Stockholder Value
7
Simple Products for Long-Term Financial Needs
Younger families need more income protection: they have young children, higher debt and lower
savings
As they age they need less insurance because their liabilities lessen and their investments grow
Primerica teaches basic investment principles like diversification and systematic investing through
dollar cost averaging over time
Term Life
Term Life Insurance Products
underwritten by Primerica, Inc. companies
TermNow
(10, 15, 20, 25, 30, 35 years)
CustomAdvantage
(10, 15, 20, 25, 30, 35 years)
Investment & Savings Products
Investment & Savings Products
through third-party providers
Mutual Funds
Managed Accounts
Annuities
401(k) Plans
■
Term Life 2014 Statistics
54% of issued policies were 30 & 35-year Term Life Policies
Average issue age of life insurance clients was 38 years old
$245,000 was the average face amount of a life policy
issued
Investment & Savings Products 2014 Statistics
■ 72% of average client asset values (60% in U.S. and 12% in
Canada) were in qualified retirement plans
$5,000 average initial mutual fund investment
■
$89,000 average initial investment in variable annuity
PRIMERICAView entire presentation