Investor Presentation - FY 2020
Financial results overview
Assets & Lending
Strong loan growth mainly driven by commercial and mortgage loans
Loans & Advances Growth Drivers (SARbn)
MOST
PROFITABLE
Mortgages Loans, Gross (SARbn)
+25%
+10%
7
36
8
10
34
0
191
174
0
31
28
MOST
EFFICIENT
BANK OF
CHOICE
DIGITALLY
ENABLED
52
39
37
Q4-19
Overdrafts
Credit Consumer Commercial Other
Cards
Loans
Loans
Q4-20
Q3-19
Q4-19
Q1-20
Q2-20
Q3-20
Q4-20
Loans & Advances, Net by Type (SARbn)
174
+10%
191
191
121
120
111
55
62
64
0
0
0
1
Q4-19
Q3-20
Q4-20
Overdrafts
Credit Cards
Consumer Loans
Commercial Loans
Other Loans
Investor Presentation - FY 2020
General Business
Total Assets Mix (SARbn)
2%
14%
4%
62%
SAR 310 bn
18%
Cash & Balances with SAMA
Due from Banks & Other Financial Institutions
Investments, Net
Loans & Advances, Net
Other Assets, Net
بنك الرياض
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