KASIKORNBANK Economic and Subsidiaries Performance Overview slide image

KASIKORNBANK Economic and Subsidiaries Performance Overview

K KASIKORNTHAI ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK MTL Investment Portfolio and Insurance Premium MTL Investment Portfolio: MTL Total Premium Fixed Income accounted for around 82% (bn) 90 83.8 75.3 80 73.0 69.3 Total Premium Growth MTL Industry Debenture 26.0% 70 60 57.9 (%YOY) 53.8 49.3 Stock 50 43.3 Y2019 -11% -3% 10.5% Note 3.2% 35.8 40 Y2020 -10% -2% 30 26.0 26.0 21.6 23.7 23.5 Gov & S/E Policy Loan Y2021 -3% 2% 20 3.4% 12.3 Bond Y2022 -5% 0% Unit Trust 10 52.6% 2.5% 0 T T 1H23 11% 4% Deposit 0.1% Mortgage 2019 2020 2021 2022 1H23 New Business Premium Renewal Year Premium ■Total Premium 100% Investment Property Loan 0.8% 0.6% Assets Under Management (AUM)* (30 Jun 23): Bt 593,160 bn MTL Total Premium by Products: Ordinary product accounted for around 85% in 1H23 80% 60% 40% 20% 0% 2019 Group 2020 Personal Accident *Remark: Invested Assets + Investment Property K 2021 ■Industrial 2022 Ordinary 1H23 Source: The Thai Life Assurance Association MTL Total Premium by Channels: Bancassurance accounted for about 51% in 1H23 100% 80% 60% 40% 20% 0% 2019 ■ Other 2020 ■Direct Marketing 2021 2022 1H23 ■Bancassurance ■Agents Source: The Thai Life Assurance Association (TLAA)/2019 - 3Q22 data from TLAA monthly report (new format) บริการทุกระดับประทับใจ KASIKORNTHAI MTL International Business Expansion ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK MTL Current International Business Project (On-going) Cambodia Company Name Sovannaphum Life Assurance Dara Insurance Plc. Plc. Lao PDR ST-Muang Thai Insurance Co., Ltd. Vietnam MB Ageas Life Insurance Co., Ltd. Entry Strategy เมืองไทย Joint Venture with Canadia Investment Holding Plc. Joint Venture with Individual Shareholders Ownership by MTL 49% 25% Joint Venture with ST Group Co., Ltd and Muang Thai Insurance Company Limited (MTI) Joint Venture with Military Bank and Ageas 22.5% 10% Myanmar Operation Year 2015 2018 2016 2017 2014 Business Operation Life Insurance General Insurance Composite Insurance (Life & General) Life Insurance Representative Office บริการทุกระดับประทับใจ 103 104
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