Digital Banking Strength and Strategic Funding

Earnings and Dividend Growth Strong track record of stable and predictable earnings and growing dividends Earnings per share (C$)1,2 $3.31 60 10 11 23 +8% $7.14 CAGR Dividend per share (C$) $1.96 19 $3.91 20YTD +6% CAGR Total shareholder return³ Scotiabank 1.9% Big 5 Peers (ex. Scotiabank) 6.3% 5.2% 9.8% 10.0% 8.4% 5 Year 10 Year 20 Year $3.49 $2.70 09 10 11 12 13 14 15 16 17 18 19 20 YTD 1 Reflects adoption of IFRS in Fiscal 2011.2 Excludes notable items for years prior to 2016. For 2016 onwards, results adjusted for acquisition and divestiture-related amounts, impact of additional pessimistic scenario in ACLS, Derivative Valuation Adjustment, and impairment charge on software asset. 3 As of July 31, 2020 15 15

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