Financial Overview and Growth Strategy

Microfinance: Bridging the Financial Inclusion Gap 2nd Largest Micro Finance Lender 10mn Women Customers 14 1.38 Lacs Villages covered across 21 States Tech/Data driven Risk Management District/Branch level Monitoring 115K+ Active Bharat Money Stores Banking at doorstep in remote areas 660K+ Merchants (loan clients) Addressing the MSME banking needs 11 Micro Finance Loan Book (*crs) 32,215 31,981 29,403 29,617 29,688 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 Average Ticket Size (*) 32,453 33,134 29,738 29,089 29,275 ||||| Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Q1 FY24 9% YoY 1% QoQ 11% YoY 2% QoQ IndusInd Bank

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